1/6 💳
CBDC (Central Bank Digital Currency) is a digital form of fiat money issued by a central bank, designed to complement cash and existing digital payments #CBDC #DigitalMoney #ningenie #ninx

2/6 🏦
Unlike cryptocurrencies, CBDCs are centrally issued, government-backed, and part of the traditional financial system (e.g., a future digital euro) #CentralBanks #CBDC #ningenie #ninx

3/6 ⚙️
CBDCs can run on blockchain, DLT, or custom systems, enabling fast, secure, and stable transactions without price volatility #FinTech #DigitalPayments #ningenie #ninx

4/6 👥
There are two types: Wholesale CBDCs for banks and institutions, and Retail CBDCs for everyday public use via digital wallets #FinancialSystem #CBDC #ningenie #ninx

5/6 ✅⚠️
Benefits include speed, convenience, and financial inclusion, while risks involve surveillance, privacy concerns, and centralisation #DigitalEconomy #CBDC #ningenie #ninx

6/6 🧠
CBDCs aim to modernise money, but their success depends on balancing innovation, security, trust, and user privacy #FutureOfMoney #DigitalCurrency #ningenie #ninx